Total Cost: ~$150 β€’ ~$50 filing fees + ~$100 domain (10 years)

Start Your AI-Native
Business for $150

The complete guide to launching a modern, AI-enabled company: LLC registration, professional email, automated deployments, free AI code reviews, and a monorepo structure that puts your entire business in one place. Even payment processing is significantly cheaper.

$150
Total Startup Cost
$0
Monthly Recurring
10-12h
Setup Time
100%
AI-Native

πŸ” The AI-Native Loop

Work with Perplexity, OpenCode, or Claude on the input side, then let CI validate code and business docs before CrewAI reviews every commit. This loop scales from solo founders to multi-founder teams and even tens of employees before you need to rethink structure. Humans decide; AI executes.

Active Stage

Why this loop matters

This repo is the entire company: code, docs, operations, and decisions. CI validates business documentation alongside software, then CrewAI reviews the diff and logs to surface fixes before you merge.

Focus

CrewAI = the company review board

Every commit gets a base review of the diff + CI logs, then the router spins up deeper reviews (legal, marketing, board, ops). You decide what to adopt and feed the guidance back into the next agent run.

😰 Why Most People Never Start Their Business

It's not about money or time. It's decision paralysis.

The Trap That Stops Everyone

🀯

Too Many Choices

Which hosting? Which email? Which payment processor? Which accounting tool? 47 tabs open, still no answer.

😡

Analysis Paralysis

"What if I pick the wrong one?" Spend 3 weeks researching. Never start. Your idea dies in a spreadsheet.

πŸ’Έ

Subscription Fatigue

Everyone says you need $247/month in tools before you earn $1. You don't even know if your idea will work yet.

βœ… We Made the Decisions For You

This isn't a "here are your options" guide. This is a "do this, then this, then this" blueprint.

🏦 Banking Decision Made

Use Fidelity business stock account. Done. No comparing 14 banks. We chose the one with no fees and investment options built-in.

Don't like it? Change it. No lock-in.

πŸ’³ Payment Processing Decision Made

Use Helcim. Transparent pricing, $0/month, significantly cheaper than competitors. Done.

Don't like it? Change it. No lock-in.

🌐 Hosting Decision Made

Use Cloudflare Pages. 500k requests/month free, global CDN, automatic HTTPS. Done.

Don't like it? Change it. No lock-in.

πŸ“§ Email Decision Made

Gmail + Cloudflare forwarding. Free, professional ([email protected]), works perfectly. Done.

Don't like it? Change it. No lock-in.

πŸ€– AI Tools Decision Made

Perplexity Spaces + CrewAI + OpenRouter. Free tiers work great. Sub-penny AI costs. Done.

Don't like it? Change it. No lock-in.

πŸ“¦ Repo Structure Decision Made

Monorepo with everything in one place. Docs, code, legal, operations. One search finds everything. Done.

Don't like it? Change it. No lock-in.

πŸ”“ Zero Vendor Lock-In Guarantee

We're not selling you tools. We're giving you a starting point. Every decision we made can be changed. Nothing is locked. Everything is replaceable.

βœ…
Export Everything
It's all in Git. Clone and go.
βœ…
Change Tools Anytime
Don't like Helcim? Use Stripe.
βœ…
Own Your Data
No proprietary formats.
βœ…
Leave Anytime
No contracts. No cancellation fees.

πŸš€ This Works For ANY Business

Doesn't matter if you're mowing lawns, delivering widgets, building AI models, or running an e-commerce store. The foundation is the same.

🏑

Service Business

Lawn care, cleaning, consulting, freelancing. You need:

  • βœ“ LLC (legal protection)
  • βœ“ Professional email
  • βœ“ Payment processing (Helcim invoices)
  • βœ“ Simple website
πŸ“¦

Delivery/Logistics

Local delivery, courier, moving. You need:

  • βœ“ LLC (liability insurance)
  • βœ“ Online booking system
  • βœ“ Payment processing (ACH + cards)
  • βœ“ Automated invoicing
πŸ›’

E-Commerce/Products

Selling physical or digital products online. You need:

  • βœ“ LLC (business entity)
  • βœ“ Professional storefront
  • βœ“ Payment processing (Helcim online rates)
  • βœ“ Inventory tracking
πŸ€–

SaaS/AI Models

Software, AI APIs, subscriptions. You need:

  • βœ“ LLC (IP protection)
  • βœ“ Automated deployments
  • βœ“ Payment processing (recurring billing)
  • βœ“ AI code reviews (CrewAI)

🧩 The Foundation is Universal

Every business needs: legal structure (LLC + EIN), professional presence (domain + email), payment processing (accept money from customers), and operations (document your processes). This blueprint gives you all of that. What you do with it is up to you.

πŸ” Why This Is Actually Legitimate

You've been told you need monthly subscriptions. That's a lie.

❌ What They Say

  • πŸ’Έ "You need $29/mo for email hosting"
  • πŸ’Έ "You need $49/mo for website hosting"
  • πŸ’Έ "You need $99/mo for project management"
  • πŸ’Έ "You need $50/mo for AI tools"
  • πŸ’Έ "You need $20/mo for analytics"
= $247/month
Before you earn $1

βœ… The Reality

  • βœ“ Gmail + Cloudflare forwarding: $0/mo
  • βœ“ Cloudflare Pages hosting: $0/mo (500k requests)
  • βœ“ GitHub Projects: $0/mo (unlimited private repos)
  • βœ“ Perplexity + CrewAI: $0/mo (free tiers work great)
  • βœ“ Cloudflare Analytics: $0/mo (included)
= $0/month
Actually free. Not fake free.

πŸ“Š How We Prove It's Legitimate

πŸ’°

Transparent Costs

Every cost listed. No hidden fees. No "contact us for pricing." Just honest numbers.

πŸ”“

Open Source

MIT License. Fork it. Modify it. You own it. No proprietary lock-in. No strings attached.

πŸ§ͺ

Actually Tested

This isn't theoretical. We built real businesses this way. It works. We have the receipts.

The subscription economy wants you to rent forever. We want you to own your foundation and only pay for what you actually use (like payment processing fees when you make sales).

πŸ€– This is the New Way to Start a Business

Your entire companyβ€”legal docs, infrastructure config, code, operationsβ€”lives in one private GitHub repo with AI agents helping you build and maintain it.

⚑
AI-First Workflows
Free AI code reviews on every PR. Catch bugs before production.
πŸ“¦
Monorepo Structure
Everything in one place. Easy to search, easy for AI to understand.
πŸš€
Fully Automated
Deploy on every merge. Zero manual infrastructure work.

From Idea to Live Website in 10-12 Hours

Follow 8 comprehensive guides. No prior business experience required.

Legal & Financial

  • βœ“ Register LLC with federal tax ID (EIN)
  • βœ“ Fidelity business stock account (invest while you build)
  • βœ“ Helcim payment processing (significantly cheaper, $0/month)

Infrastructure

  • βœ“ Custom domain (10-year prepay recommended)
  • βœ“ Professional email ([email protected])
  • βœ“ Automated CI/CD pipeline with preview environments

AI & Automation

  • βœ“ 3 AI agents reviewing every pull request
  • βœ“ Perplexity AI connected to your GitHub repo
  • βœ“ Automated deployments on every merge to main

Operations

  • βœ“ Documented processes for common tasks
  • βœ“ 2FA enabled on all critical accounts
  • βœ“ Team onboarding guide (ready for your first hire)

🧠 Agentic Workflow Framework

A repeatable AI workflow that works across Perplexity, OpenCode, and Claude Code. We ship a full standards bundle so every agent follows the same rules, review checkpoints, and best practices.

🧭

Entry Points

Start with OPENCODE.md (primary) or CLAUDE.md (compat). Both route into the canonical instruction set.

🧱

Canonical Standards

Autonomy boundaries, error recovery, contribution standards, and context controls live in docs/agentic/.

βœ…

Human Checkpoints

A 14-step workflow with design + code review gates keeps AI changes transparent, reviewable, and safe to merge.

1

Load Instructions

Follow docs/agentic/instructions.md for reading order and guardrails.

2

Run with Standards

Use the bundled standards to keep every PR consistent and auditable.

3

Ship Safely

Design review, code review, and status approval keep humans in control of merges and deployments.

Perplexity Spaces: paste docs/agentic/instructions.md into the Space and upload the rest of docs/agentic/. No GitHub syncing required during active work.

πŸ’° Transparent Costs

Everything you need to know about startup expenses

Item Cost Type
LLC Filing ~$50-100 One-time
Domain (10 years) ~$105 Prepaid
EIN (Federal Tax ID) $0 Free (IRS)
GitHub (private repos) $0 Free tier
Cloudflare (DNS + Hosting) $0 Free tier
AI Code Reviews (CrewAI) $0 Free tier
Helcim Payment Processing $0/mo Pay per transaction only
Total ~$150 Then $0/month

πŸ’‘ Why prepay domain for 10 years? Forgetting to renew once and paying domain recovery fees ($100-$300) or losing your brand forever costs way more than prepaying ~$105. Lock in your domain for a decade.

πŸ’³ Payment Processing That Actually Saves You Money

Transparent interchange-plus pricing with no monthly fees

πŸ“±

In-Person Payments

2.55% + 8Β’

Average cost for card-present transactions. PIN debit as low as 2.16% + 8Β’.

πŸ’»

Online/Keyed Payments

2.97% + 25Β’

Average cost for card-not-present transactions. Simple, transparent pricing.

🏦

ACH Payments

0.5% + 25Β’

Capped at $6 per transaction. Send directly to Fidelity with no fee.

✨

Free Processing

0%

Pass credit card fees to customers (surcharging). You pay 0% for credit cards.

Why Helcim Payment Processing?

  • βœ“ $0/month account fee: No monthly charges or minimum transaction requirements
  • βœ“ Interchange-plus pricing: You see exactly what you pay (card network + small markup)
  • βœ“ Free invoicing included: Generate Helcim or cash invoices at no extra charge
  • βœ“ ACH to Fidelity: Send ACH payments directly to your Fidelity account with no processing fee
  • βœ“ Surcharging option: Pass credit card fees to customers (you pay 0% for credit cards)
  • βœ“ Flexible use cases: Use for general customers or when they need an easy payment method

πŸ’‘ Pro Tip: Generate Helcim invoices for customers who need payment flexibility, or create cash invoices and have ACH payments sent directly to your Fidelity account at 0.5% + 25Β’ (capped at $6). No monthly fees, ever.

🏦 Business Banking That Works Like an Investment Account

Your business funds can earn returns while staying liquid

πŸ’΅

Cash Management

FDIC-insured sweep accounts with competitive rates. Your operating cash earns interest automatically.

πŸ“ˆ

Stocks & ETFs

Invest profits while building your business. Index funds, sector ETFs, or individual stocks.

β‚Ώ

Crypto & Digital Assets

Bitcoin, Ethereum, and more. Diversify with digital assets directly from your business account.

πŸͺ™

Precious Metals

Gold, silver, platinum, palladium. Hedge against inflation with physical and paper metal investments.

Why Fidelity Business Stock Account?

  • βœ“ All-in-one platform: Manage cash, investments, and payments from one account
  • βœ“ No monthly fees: Zero account maintenance charges or minimum balance requirements
  • βœ“ Institutional-grade tools: Real-time trading, research, and portfolio analysis
  • βœ“ Integrated tax reporting: Simplified year-end accounting for your business entity
  • βœ“ Scales with you: From solo founder to full team with multiple account holders

πŸ“¦ Why Monorepo?

Your entire business in one private GitHub repository

❌ Traditional Setup

  • β€’ Info scattered across 7+ places
  • β€’ Can't search everything at once
  • β€’ No version control on docs
  • β€’ AI agents can't see full context
  • β€’ Onboarding new team = send 10 links

βœ… Monorepo Setup

  • βœ“ One search finds everything (GitHub search)
  • βœ“ Version control on all docs (track changes)
  • βœ“ Atomic changes (update API + docs in one commit)
  • βœ“ Full context for AI (agents see complete picture)
  • βœ“ Easy onboarding ("Clone this repo, you're done")

Ready to Start Your Business?

Everything you need is waiting in the GitHub repo. Fork it, make it private, and follow the guides.

MIT License β€’ Use freely, modify as needed β€’ No attribution required